very impressed with the advanced graduate strategy. (Unit 16)
I think it is not easy to follow as it leaves little room to enjoy being young and carefree, but in reality i can't really be as carefree as i am now, being a student.
very hard hitting and seems quite factual that following this strategy will allow me to live very happily and comfortably in the future. This is even more so for me if i do choose to come back to Brunei to live, as Brunei is a tax free country, and standard of living is... low? kind of.

:D