very impressed with the advanced graduate strategy. (Unit 16)
I think it is not easy to follow as it leaves little room to enjoy being young and carefree, but in reality i can't really be as carefree as i am now, being a student.
very hard hitting and seems quite factual that following this strategy will allow me to live very happily and comfortably in the future. This is even more so for me if i do choose to come back to Brunei to live, as Brunei is a tax free country, and standard of living is... low? kind of.

:D

HAHA when i read unit 15c watch your LVR,

"if market falls by >60% then some natural disaster has happened to Australia or world and so best to declare bankruptcy! "

2012 in my mind.

From Unit15b, about how to gear.

It is interesting that we are actually able to negotiate the interest rate to a cheaper rate from a broker with a larger amount of loan and then with that reduced interest rate, reduce amount of loan.

Very sly. haha!

helped out at the store with end of year stock check. not sure how much i will get from that.