Doing finishing touches to financial plan before i hand it in.
I find the course very informative and helpful to my knowledge of personal finance and the ways around and about it, especially in the areas of what i should do with my money when i have graduated and in fact, now too. As i do not think i will EVER learn about this in such a scholastic way, being that i have always been in the science stream.

Before this i knew nothing about superannuation, tax, mortages,the different types of insurance policies and growth investments (other than the general property and share investment) and etc.... But now this course has given me medium-depth sight on these subjects and in the future i will have a more firm hand in making decisions in knowing what to do with my money, in order to lead a financially happy life.

The book "Making Money" By Paul Clitheroe was relatively easy to read and fairly interesting, though there were some times where it got boring, like most "textbooks".

It was unfortunate that i took this course during summer as I am in my home country under the biased care of my parents, hence the expense tracker assignment does not really fit into the lifestyle that i lead when i am in Sydney. However it does show many areas that i am lacking discipline in when making money spending decisions.

very impressed with the advanced graduate strategy. (Unit 16)
I think it is not easy to follow as it leaves little room to enjoy being young and carefree, but in reality i can't really be as carefree as i am now, being a student.
very hard hitting and seems quite factual that following this strategy will allow me to live very happily and comfortably in the future. This is even more so for me if i do choose to come back to Brunei to live, as Brunei is a tax free country, and standard of living is... low? kind of.

:D

HAHA when i read unit 15c watch your LVR,

"if market falls by >60% then some natural disaster has happened to Australia or world and so best to declare bankruptcy! "

2012 in my mind.

From Unit15b, about how to gear.

It is interesting that we are actually able to negotiate the interest rate to a cheaper rate from a broker with a larger amount of loan and then with that reduced interest rate, reduce amount of loan.

Very sly. haha!

helped out at the store with end of year stock check. not sure how much i will get from that.